Jefferson Financial FCU is seeking a full-time Consumer Loan Underwriter in Metairie. This position is responsible for approving or denying a variety of consumer loan applications, with considerable loan authority and promoting credit union products and services.

Duties/Responsibilities:

• Underwrite loan queue on a daily basis, working closely with Consumer Lending Manager for 2nd opinions when needed.
• Review, interpret and analyze loan applicants' credit histories, income and/or tax returns, to render a loan decision.
• Verify loan interest rates are priced correctly using credit union risk tiers.
• Encourage and develop cooperation among staff members to ensure a “team effort” and prompt member service.
• Assist in evaluating policies and procedures for the department.
• Keep supervisor informed of the department’s activities, needs and problems.
• Participate in continuing education as approved by supervisor.
• Assist other employees in the department by answering questions, solving problems and helping with complex matters and challenges as related to lending.
• Maintain ongoing communication with supervisor, informing him/her of all pertinent problems, irregularities, new developments, changes and other important information within area of responsibility.
• Maintain current knowledge of credit union philosophy, plus all credit union services and policies.
• Keep abreast of current trends and regulations through continuing education programs, seminars and reading.
• Perform all other duties as determined by supervisor to be necessary to the efficient and profitable operation of the credit union.
• Completes all required compliance/continuing education training assigned.

Qualified applicants must have a college degree or equivalent, financial institution experience with a concentration in lending, excellent communication skills, and the ability to collect and analyze data with attention to detail. Supervisory experience and continuing education are required. Interested parties may fax their resumes to the HR Department at 225-963-5321 or submit via email to employment@jeffersonfinancial.org (please reference the position and location in the subject line). JFFCU is an Equal Opportunity Employer offering a benefits package which includes health, dental, vision & life insurance, profit sharing, 401(k) and tuition reimbursement.